50 Businesses You Can Start with ₦100,000 or Less in Nigeria
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| A bustling Lagos main market on a Sunday afternoon. |
If you have ₦100,000 or less right now, here are 50 real businesses you can start this week and still be making money for years:
Table of Contents
- Food & Drinks Businesses
- Service Businesses (No Shop Needed)
- Online & Phone-Based Businesses
- Retail & Reselling
- Bonus Ideas Added in 2025
Food & Drinks Businesses
- POS (Agent Banking) – ₦60k–₦100k → ₦10k–₦40k daily profit
Full guide: POS Business Complete Guide 2025 - Small Shawarma Stand
- Pepper Soup Joint
- Popcorn Business
- Pure Water Reselling
- Akara & Bread
- Fried Yam/Plantain
- Moi-Moi Business
- Zobo & Kunu Drinks
- Roasted Plantain (Boli) + Fish
- Puff-Puff & Beans
- Ice Block Selling
- Indomie Joint
- Fruit Salad/Smoothie
- Bread & Tea Morning Spot
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5 proven routes to online wealth in Africa |
Service Businesses (Zero Rent)
- Phone Charging + Power Bank Rental
- Laundry Pickup & Delivery
- Home Lesson Teacher
- Manicure/Pedicure Home Service
- Barbing from Home
- Hair Braiding (Mobile)
- Phone Repairs
- Car Wash at Home
- Typing & Photocopy
- Passport Photography
- Event Ushering
- Office Cleaning
- Generator Repairs
- Solar/Inverter Installation
Online & Phone-Based (Start with ₦0–₦50k)
- Blogging – Start free on Blogspot
Full guide: How to Turn Blogging into Real Business in Nigeria
Even Google still uses Blogspot: googleblog.blogspot.com - VTU Airtime/Data Reselling (vtu.ng or smeify.com)
- WhatsApp TV
- Instagram Reels Editing
- Affiliate Marketing (Expertnaire, Selar)
- Dropshipping on Jiji
- Bet9ja/SportyBet Agent
- YouTube Channel
- TikTok Live
- Online JAMB/WAEC Lessons
Retail & Reselling
- Okrika (Second-Hand Clothes)
- Phone Accessories
- Female Handbags & Shoes
- Children’s Clothes
- Provision Store
- Makeup & Beauty Products
- Ankara & Lace
- Wristwatches & Jewelry
- Recharge Card Wholesale
- Mini Supermarket Items
Bonus Hot Ideas Added in 2025
- Solar Phone Charging Station
- Mini Betting Shop Agent
- Instagram Theme Page Management
- Gas Cylinder Home Delivery
- Backyard Snail Farming
Final Words
Pick just ONE today and start. Within 30–90 days you can be earning more than many salary jobs.
Bookmark this page – I update it every January.
Which number are you starting? Comment below and I’ll reply with free extra tips!
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| Clumsy market place. |
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- 5 Ways to Use AI to Cut Costs and Boost Profits in Your Small Business in 2025
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Posted on Sunday, December 07, 2025
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